Recovery from natural disasters : insurance or federal aid?.

By:

Kunreuther, Howard

Contributor(s):

American Enterprise Institute for Public Policy Research

Material type: Text

TextLanguage: ENG Publication details: 1973Description: ix, 71 p. : illISBN:

0844731226

Subject: Makes a case for disaster insurance to replace the current federally subsidised disaster relief policy. The current disaster relief program has failed to discourage individuals from locating in hazard-prone areas and may reinforce their reluctance to insure themselves against potential losses. A quantitative answer to this problem is provided through a detailed analysis of Small Business Administration disaster loan files covering the Rapid City flood (1972) and tropical storm Agnes (1972). The findings are that disaster insurance is preferable to federal disaster relief from the point of view of both the home-owner and the federal government.

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Item type	Current library	Collection	Call number	Status	Date due	Barcode
Books	Australian Emergency Management Library	BOOK	368.122 KUN (Browse shelf(Opens below))	Available		005277513

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Previous	368.122 KUN Disaster insurance protection, public policy lessons.	368.122 KUN Limited knowledge and insurance protection : implications for natural hazard policy.	368.122 KUN Limited knowledge and insurance protection : implications for natural hazard policy.	368.122 KUN Recovery from natural disasters : insurance or federal aid?.	368.122 LOS Loss adjustment after natural disasters.	368.122 NAT Natural perils in Australia : a reinsurer's perspective.	368.122 OPP The role of insurance in disaster reducation /	Next

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Makes a case for disaster insurance to replace the current federally subsidised disaster relief policy. The current disaster relief program has failed to discourage individuals from locating in hazard-prone areas and may reinforce their reluctance to insure themselves against potential losses. A quantitative answer to this problem is provided through a detailed analysis of Small Business Administration disaster loan files covering the Rapid City flood (1972) and tropical storm Agnes (1972). The findings are that disaster insurance is preferable to federal disaster relief from the point of view of both the home-owner and the federal government.

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